You know I'm dummy. So please feel free to discount my comments.
1) Seems like there are too much financial description. I know you must spend quite a lot effort to make it perfect. But somehow I feel it's a bit awkward for this story. This is a love story. Some finance is good, too much is overkill.
2) How good is this "I"? After all, I couldn't figure out this "I" is too different from most other Chinese girls (other than she is very courageous). Maybe Chris didn't try any Chinese girl before, so he is so interested in "I". Somehow I think Chris will get bored soon. So maybe more description about "I" history is good. About seaturtle's comment anout "going to bed" on second date, I agree it's very hard for most Chinese ladyies. (I don't think it's wrong, just not Chinese style). It makes more sense if this "I" just had some extraordinary experiences e.g. divorce/spousing dying etc.
