is less risky than buying it outright from you from his business point of view, unless he is so sure about his business for long term. If his business folds in two years, 他可以拍屁股走人。
If I were him, I would have asked you to consider my monthly rentals paid to be considered as part of my down payment in the event of my purchase of the place so that after 4 years rentals, that will be 48万美刀，差不多是20 %的首付了, so-called lease to buy. 不过，您的要价，我想他还会做市场调研，看是否合理，
另外，我猜， commercial mortgage loan 一般是 5 到 7 年，您先生如果是两年前进的货，现在应该 refinance 了。就怕银行不肯。
现在头寸很紧。
