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 行业动态: 国际金融集团瞄准中国信用卡市场（转贴） |
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行业动态: 国际金融集团瞄准中国信用卡市场（转贴） -- 安普若 - (3714 Byte) 2004-1-08 周四, 21:23 (1568 reads) |
安普若
[博客]
[个人文集]
头衔: 海归元勋
声望: 大师
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加入时间: 2004/02/21
文章: 26038
来自: 中国美国的飞机上
海归分: 4196257
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作者：安普若 在 海归商务 发贴, 来自【海归网】 http://www.haiguinet.com
COMPANIES ASIA-PACIFIC: AIG plans to launch credit card in China
By Francesco Guerrera in Hong Kong
Financial Times; Jan 08, 2004
American International Group, the world's largest insurer by market value, wants to launch a credit card in China in an attempt to tap the $1,300bn savings of its citizens.
The plan is the latest sign of China's growing importance to international consumer finance groups. It also highlights AIG's desire to diversify away from its core insurance operations into higher-margin personal finance businesses.
Edmund Tse, AIG's senior vice-chairman and head of its Asian operations, said the company wanted to launch its credit card, which already has 1m customers in four Asian countries, as soon as the Chinese regulator allowed it.
"As soon as China opens up, we want to go into China," he said in an interview with the Financial Times. "All the banks are pushing China to open up the credit card market."
Earlier this month, Citigroup and its Chinese partner Pudong Development Bank received approval to issue a co-branded renminbi credit card, the first for a foreign group. The Bank of Shanghai, in which HSBC owns an 8 per cent stake, also won permission to issue local currency credit cards this month.
Several other banks, including Standard Chartered, are waiting for the China Banking Regulatory Commission, the regulator, to publish new rules that will allow them to apply for foreign currency credit cards.
China is attractive for consumer finance groups due to its fast economic growth and the low number of cards already in issue - 25m, compared with a population of 1.3bn.
AIG declined to say whether it wanted to launch a renminbi card, which would require it to enter a joint venture with a local partner, or a foreign currency one.
The company also declined to comment on the timing of its entry into China, saying that it was studying business opportunities in the market. See Big Page
作者：安普若 在 海归商务 发贴, 来自【海归网】 http://www.haiguinet.com
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 行业动态: 国际金融集团瞄准中国信用卡市场（转贴） -- 安普若 - (3714 Byte) 2004-1-08 周四, 21:23 (1568 reads) - AIG plans to launch credit card in China -- 安普若 - (3940 Byte) 2004-1-08 周四, 21:26 (336 reads)
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